Free business apps

Online HR and Accounting made easy for small businesses

Manage your online Accounting and HR processes with efficiency

Save time and money with Financio and Essentials. Reduce your manual tasks so you can focus on growing your business.

Get Better With Us

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Go Paperless
Digitalize your business processes and reduce manual error
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Get immediate access to your documents anytime, anywhere, on any devices
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Easy to Use
No complicated features, designed with you in mind
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Host all your HR and accounting documents under one platform


Financio Freemium
  • Generate accounting entries and tax records automatically
  • Import bank statements into your accounts and issue payments to suppliers directly
  • Issue IRAS Audit File (IAF) within a few clicks
Learn more


Essentials Payslip
  • Keep employment records and payslips for up to 2 years
  • Issue itemised payslips with customised company logo
  • Compute net pay and adhoc allowances automatically
Learn more

Leave & Claims

Essentials Workflow
  • Submit leave applications and claim reimbursements via uploading photo copies of medical certificates or receipts
  • Instant notification and approval via email
  • Auto-inclusion of approved claims and unpaid leave deductibles into the next payslip
Learn more

Start Growing With Singtel myBusiness Today

Embark on your digital journey with online Accounting and HR productivity tools to meet your business needs.

Frequently asked questions

Upon signing up, you will be able to use all your selected applications.

For Essentials Payslip and Essentials Workflow, you will be able to generate up to 5 employee records under the freemium plan. To generate more employee records, you will be required to upgrade your subscription to premium plans. Please find more details about the premium plans here.

For Financio, you will be able to access all the premium features for free during the 30 days trial period. After which, the features will be migrated to basic. To access Financio premium features after the free trial period, you will be required to upgrade your subscription. Please find more details about Financio premium plan here.

This may happen if the registered email address is an existing Singtel myBusiness customer, and the email is registered as a non-primary admin user. Please contact your admin to update your access level to subscribe to your plans. For further assistance, please click here to contact us.

This may happen if the registered email address has an existing Singtel myBusiness account that already has subscribed to the listed application(s). Please login to your existing Singtel myBusiness account here to check your existing subscription.

After registration, your account will be activated within 24 hours. Once activation is completed, you will receive a welcome email with your login details from Singtel myBusiness to get started.

For more enquiries, pls click here.